Seminar paper from the 12 months 2014 within the topic economic system - health and wellbeing Economics, grade: 1,30, collage of Kassel (Institut für Volkswirtschaftslehre), path: Social coverage, language: English, summary: In foreign comparability, Germany ranks 4th between OECD nations in wellbeing and fitness expenditure as a percentage of GDP in 2011. It amounted 11.3% of GDP in 2011 that is 2%-points above the OECD typical of 9.3%. in simple terms the U.S. (17.7%), the Netherlands (11.9%) and France (11.6%) are spending extra on future health. additionally, German future health expenditure elevated, in actual phrases, at a cost of circa 2% p.a. on regular in 2000-2010, yet bogged down to 1.1% in 2011.
However, expenditure maintains to develop. with reference to those figures, future health care is without doubt one of the most crucial sectors in Germany. With greater than 6 million staff and a gross price further of just about € 268 bn in 2013, it represents eleven% of the German economic climate. whereas expenditure is at the upward push, the variety of participants who finance the well-being care procedure decreases. hence, the query of ways to finance the starting to be call for for future health prone happens.
In specific, a more in-depth examine the statutory medical insurance (SHI) is important because it financed fifty seven% of overall future health expenditure in 2011. because the file “Achieving monetary sustainability for the social safeguard platforms” by way of the Rürup-Commission, significant reform proposals are mentioned: the voters' assurance (“Bürgerversicherung”), a common method of overall healthiness care, and a process of flat-rate future health charges (“pauschale Gesundheitsprämien”). those methods are intensively mentioned by way of politicians and economists who look for a suitable resolution for a well-being care reform.

Therefore, the subsequent query will be spoke back through this seminar paper: may still we stream to a common, flat cost approach? with the intention to enhance a suitable advice, the subsequent questions seem:
How does the present medical health insurance process in Germany seem like? Which difficulties does the program face? What contribution do the 2 reform proposals offer for an answer of those demanding situations? that are the most arguments in favour and opposed to those techniques? Are there any monetary outcomes in their implementation? What can be a ultimate resolution?
These questions should be spoke back within the following seminar paper.